2025 Irmaa Brackets Married Filing Jointly Over 65. The 2025 income thresholds are $106,000 for individuals and $212,000 for married couples filing jointly. Suppose you’re married filing jointly and you have $260,000 magi, which includes $150,000 in interest, dividends, and capital gains.

Learn about medicare irmaa 2025 brackets, how they’re calculated, and how they impact your medicare premiums. Your 2025 irmaa is based on your 2023 tax return.